Cash Flow Optimization
By ensuring effective management of your rental income and reducing expenses, we maximize the immediate profitability of your property.
Maximize the Profitability of Your Commercial Investment
Ferland Team supports you in enhancing the value of your commercial and multifamily properties. With our expertise in lease management, gas station sales, and entrepreneurial support, we optimize every step of your project to ensure the success of your investment.
Ferland Team
Real Estate Brokers
- Phone
- Address
1125, chemin de St-Jean, bureau 210
La Prairie, Quebec, J5R 2L6
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Leverage Our Expertise to Maximize Your Investment
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1
Management of Initial Costs for an Investment
Ferland Team helps you assess and plan all initial costs related to a commercial project, including appraisals, inspections, and other regulatory expenses.
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2
Property Assessment and Condition Inspection
We ensure a comprehensive evaluation of your property to identify areas for improvement and maximize your return on investment.
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3
Support With Administration
We guide you through the administrative, notary fees and transfer taxes, processes to ensure a smooth and seamless property transfer.
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4
Creative Financing and Refinancing
Through our financial partners, we structure innovative financing solutions tailored to your project.
Because Sometimes, It’s Best to Discuss Things Face-to-Face
Optimize Your Financing
Our Team Helps You Structure the Financing for Your Real Estate Project
With the support of private lenders and refinancing solutions, we ensure optimal conditions for the growth of your investment.
The minimum down payment required to acquire a multiplex depends on the type of financing and the number of units in the building. Generally:
- For a multiplex with 2 to 4 units, a down payment of 20% is often required if the property is used for investment purposes.
- For buildings with 5 or more units, which are considered commercial properties by financial institutions, the minimum down payment can be 25% or more, depending on the bank’s policies and the buyer’s financial situation.
These down payment requirements aim to mitigate risk for lenders while allowing investors to optimize their financial leverage. To maximize your investment, it is recommended to consult a real estate financing advisor who can assess your down payment options based on your goals and financial situation.
Pre-qualification for commercial financing is a key step for any investor looking to acquire real estate for commercial purposes. It helps determine your borrowing capacity before making an offer. Here are the main steps:
- Financial Profile Analysis: The lender examines your income, assets, debts, and credit history to assess your financial strength.
- Evaluation of the Real Estate Project: Lenders consider the project’s viability, including potential rental income, expected occupancy rate, and local market characteristics.
- Determination of the Pre-Approved Amount: Based on these factors, the lender provides you with a pre-approved financing amount, enabling you to make offers with confidence.
Pre-qualification enhances your credibility as a buyer and gives you an advantage in negotiations, especially in a competitive market. It also helps you plan your investment more effectively by knowing your budget from the outset.